Simple, Affordable, Dependable

Insurance for Electrical Contractors

You take the time to inspect, test and diagnose issues with electrical systems and components to provide your clients with professional work that follows codes and standards for their safety as well as yours.

You do your best to stay abreast of updates in your industry and are committed to the needs of your customers. Whether you operate an electrical business or you’re an independent electrician, protect yourself against potential liabilities with the right Electrical Contractor Insurance. 

At Bethany, we are passionate and committed to making your life easier, and more secure, with the right coverage tailored for the risks you face for your business.  The right insurance can make a world of difference when it comes to your protection and your risks as an electrical contractor. We will tailor your policy to meet the unique needs of your business. 


Simply fill out the form below and one of our helpful agents will contact you to discuss your needs.

Bethany works with the nation’s leading A-list carriers to build the right foundation of policies designed to protect electrical contractors from unforeseeable incidents when you are providing critical specialized services to customers.  

We provide risk management solutions for:  Electrical Contractors, Electric Repairmen, HVAC Technicians, Heating Contractors, Lighting Technicians, Lighting Consultants, Air Conditioning Contractors and Construction Companies

Bethany is a leader in insuring electricians and electrical contractors.  Our insurance specialists understand the challenges electrical contractors deal with when it comes to finding sufficient coverage at an affordable rate.  

Coverage Options

General Liability

This policy covers your electrical business against claims arising from problems like libel or slander, property damage, slip-and-fall accidents, medical expenses, and the cost of defending against a lawsuit.

Commercial Property Insurance

This policy helps protect the place where you conduct business and the equipment you use. This coverage applies whether you own or lease your equipment and can include: Tools, Labeling Machines, Measuring devices, Power Drills and other equipment.

Professional Liability

While it’s important for your electrical business to have general liability coverage for property damage and bodily injury, Bethany Insurance Agency recommends adding Professional Liability Insurance to your coverages because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

Commercial Auto

To prevent losing your hard-earned revenue due to an auto accident or repairs to your vehicle, you’ll want to ensure that your vehicles, equipment, products, staff and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more.

Workers' Compensation

Ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death. Workers’ compensation insurance provides financial protection to business owners like you, helping fulfill your financial obligation to injured employees.

Inland Marine Coverage

If your electrical business valuable items are in transit and they get lost or damaged, property insurance will not cover a loss. Inland marine coverage provides insurance to repair and/or replace items that get lost or damaged in transit. Inland marine coverage is used to fill this gap, because property insurance will only cover your items when they are in your business location or a stationary location.

Defective Workmanship

This provides coverage for the cost to repair or replace faulty workmanship performed directly by you and for the damages associated with the loss of use of tangible property resulting from your self-performed faulty workmanship. It usually costs a fraction of the price of paying large awards if your company is found negligent.

Business Interruption

If a catastrophe, such as a fire, causes your place of business to be temporarily unusable, your business may have to relocate or even close for a while. Business interruption insurance coverage protects against losses sustained due to periods of suspended operations of your electrical business. It pays for the loss of revenue that would have been earned if your business was not interrupted.


Bethany is currently licensed in 19 states, and we continue to grow. We have relationships with the nation’s top carriers, many of which continually earn some of the highest ratings from A.M. Best, the leading independent rating authority.  

Key Benefits to get

Insurance from Bethany

Bethany Insurance Agency understands that there are many agencies to choose from; however, there are reasons our clients choose Bethany

Competitive Prices

We shop rates from 20+ top-rated carriers to find you the best prices


Team of professionals that are determined to make insurance simple

Mobile Access

Access your policy(s) from anywhere on your mobile device

Custom Policies

Custom tailored policies to fit your individual business needs

Protect your Pharmacy

With a policy from

Bethany Insurance Agency


At Bethany Insurance Agency we value the opinions of our customers. Below, are some of the reviews we received from our customers on Google. 

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(909) 305-0070

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8:30 am to 5:00 pm