7 Things to Consider Before Starting Your Own Company
During the first three months of 2022, over 1.26 million business applications were filed. Whether you’re starting your own business to be your own boss, make more money, or achieve…
What is Crime Insurance and Is It Really Necessary?
When it comes to running your business, there are a lot of things that go into protecting your investment. One of the most important elements of safeguarding your business is…
Who Needs Bond Insurance? What to Know About Being “Licensed, Bonded, and Insured”
If you're in business, you've probably heard the terms "licensed, bonded, and insured." But what do they mean? And more importantly, do you need them for your business? In this…
Why Are Most Group Health Plans Tied to the Calendar Year?
In many organizations with group health insurance, the plan year starts on January 1 and ends on December 31. But are there any particular advantages to having group health plans…
Builder’s Risk Insurance Coverage: How It Works
Did you know that a staggering 80% of small businesses lack a small business insurance policy? Most of these businesses rely on their owner's insurance for protection. This is quite…
Group Health Coverage or Individual Coverage: Which Is Better for Your Business?
The decision to offer group health coverage is a crucial one for any business owner. There are many factors that go into this decision, including the size of your company…
The Benefits of Offering Group Benefits
Small business insurance is universally accepted as part of running any business, but many overlook employee benefits. Employee benefits can actually give small businesses the edge when it comes to…
Builder’s Risk Insurance Versus General Liability Insurance: Which Do I Need?
When you’re ready to embark on a construction project, there are several phases that lead up to finally breaking ground. You work to hire the right team, you connect with…
Business Owners Policy (BOP): Who Does It Benefit?
Business dealings, by nature, are subject to a lot of risks which translates to additional liability. If you own/operate certain businesses, you can limit your risk/exposure by enlisting a Business…
What You Should Know About Home-Based Business Insurance
If you’re running a business from home, you’re not alone, as there are currently about 15 million home-based businesses in the United States. That means a little more than half…