At Bethany Insurance Agency, we know how hard you’ve worked to turn your rental into a home. Your landlord’s property insurance policy covers losses on the building itself, but not your personal belongings or if someone gets hurt in your rental unit. Some landlords even require you have a certain amount of renter’s coverage as part of your lease agreement.

Rental insurance protects you and your family and is designed to cover your personal property in case of theft and fire or some other covered loss. In addition. a renter’s insurance policy provides reimbursed living expenses if a covered loss makes your rental uninhabitable. Coverage information is below:

• Personal Property – Covers the belongings inside your rental, like furniture or bicycles, even if they’re damaged or stolen outside the rental.
• Personal Liability – Defends and covers you if someone sues or files a claim against you after being injured in your rental unit or you damage someone else’s property.
• Loss Of Use – Covers any additional cost if an incident occurs and your expenses during the time of repair increases. This includes hotel or rental home cost, food and utility expenses and additional car mileage.
• Valuable Items – Insures your personal items such as jewelry, watches, collectibles, fine china, silverware, fur, antiques, fire arms and fine arts.