At Bethany Insurance Agency, we know how hard you’ve worked to turn your property into an income generating asset. Since rental property, whether short-term or long-term, is an investment in your future,  you’ll need proper coverage in order to keep your investment protected and protections for financial losses. Coverage information is below:

Landlord insurance provides protection against common incidents that can impact your rental property and the owner. With Landlord Insurance, you’re protected against liability, damages to your property and even the income you might lose as the result of a claim. We understand that no two properties are the same, and you will need customized and dependable coverage to fully protect your investments.

• Dwelling Coverage – This will cover the physical structure of your property, like the walls, cabinets, counter tops, vanities, and roof.
• Other Structures – Covers other structures besides your rental unit. For example, your detached garage, fence, in-ground swimming pool or gazebo.
• Personal Property – Covers the belongings inside your rental, like furniture or bicycles, even if they’re damaged or stolen outside the rental.
• Loss Of Use – Covers any additional cost if an incident occurs and your expenses during the time of repair increases. This includes hotel or rental home cost, food and utility expenses and additional car mileage.
• Premises Liability – Defends and covers you if someone sues or files a claim against you after being injured on your property or you damage someone else’s property.