Condominium Insurance

Condo
Insurance

Your condo or homeowner’s association insures the building and common areas, but not if your personal belongings are stolen or damaged or if you are found responsible for someone’s injury. Learn More

What is condo insurance and what does it cover?

At Bethany Insurance Agency, we know how hard you’ve worked to turn your condominium into a home.  Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they’ll always be safe and sound. 

 
Condo insurance is designed to cover what your condo association’s master policy will not cover. Your condo or homeowner’s association insures the building and common areas, but not if your personal belongings are stolen or damaged or if you are found responsible for someone’s injury. Coverage information is below:
  • Dwelling Coverage – This will cover the interior physical structure of your condo from the walls-in, including cabinets, counter tops, and vanities.
  • Personal Property – Covers the belongings inside your condo, like furniture or bicycles, even if they’re damaged or stolen outside the house.
  • Personal Liability – Defends and covers you if someone sues or files a claim against you after being injured on your property or you damage someone else’s property.

  • Loss Of Use – Covers any additional cost if an incident occurs and your expenses during the time of repair increases. This includes hotel or rental home cost, food and utility expenses and additional car mileage.
  • Valuable Items – Insures your personal items such as jewelry, watches, collectibles, fine china, silverware, fur, antiques, fire arms and fine arts.

Why choose bethany insurance agency?

Bethany Insurance Agency is your trusted solution for condo insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure. That’s why it’s important to talk to an insurance specialist at Bethany Insurance Agency about specific coverage options that are applicable to your individual needs.

 

We provide complete insurance and risk management solutions tailored to your unique needs. Bethany is currently licensed in 19 states, and we continue to grow. We have relationships with the nation’s top carriers, many of which continually earn some of the highest ratings from A.M. Best, the leading independent rating authority.

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