A teal colored 18 wheeler truck carrying cargo driving on a highway with multiple cards trailing behind it for Truck & Cargo Insurance.

Truck & Cargo
Insurance

Assurance for you and your business. Learn More

What is Truck insurance and what does it cover?

Trucks are the working vehicles of the automotive industry, designed to provide all the power needed to get things from one place to another. There are literally millions of trucks on the nation’s roads, and while they’re critical to our economy, even the safest trucks represent a serious risk for the companies operating them. Large trucks are involved in hundreds of thousands of collisions each year, which means that every single truck has a genuinely high chance of needing to file a claim.

 

This is where trucking insurance comes in. Whether you’re hauling a few supplies between work sites or shipping products across the entire country, truck insurance can ensure that you get the support you need in case something goes wrong.

What is Cargo insurance and what does it cover?

Whether you ship goods by road, air, or sea, or are in the towing business, you need insurance for unexpected events that create problems for your business. The goods you transport could get damaged despite your efforts to pack them properly. Your vehicle could be involved in an accident through no fault of your own. And while the vehicle itself may be insured, that does not guarantee the contents—or materials you are shipping—are covered.

 

So whether you have a fleet of vehicles or just one truck you use to haul items as a part of the whole business, the principle is the same. Adequate insurance allows you to continue business as usual if something bad happens.

Why choose bethany insurance agency?

Bethany Insurance Agency agents will work with you to determine what the limit on your policy should be. Different trucking companies have different needs, but whenever we start a policy, there’s only one trucking company whose needs we’re focused on meeting: yours. Whether you’re just now starting your company or looking for a better rate now that your company has grown, our agents are ready to assist you in any way they can.

 

We provide complete insurance and risk management solutions tailored to your unique needs. Bethany is currently licensed in 19 states, and we continue to grow. We have relationships with the nation’s top carriers, many of which continually earn some of the highest ratings from A.M. Best, the leading independent rating authority.

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