Dwelling Coverage Explained: Everything You Need to Know
Owning a home is a significant investment, and protecting it should be a top priority. One essential aspect of this protection is dwelling coverage, a crucial component of your homeowner's…
A Guide to Understanding Replacement Cost vs Actual Cash Value
Navigating homeowner's insurance can feel like traversing a labyrinth, especially when deciphering terms like replacement cost and actual cash value. However, since these pivotal concepts significantly impact your coverage, it's…
How to Determine Personal Property Value for Your Insurance Coverage
Accurately valuing personal property is a crucial but often overlooked part of securing comprehensive insurance coverage. Like the roots of a tree provide stability to what lies above, a sound…
Renovating Your Home? Here’s How It Impacts Your Homeowners Insurance
As a homeowner, it's natural to want to update and improve your living space. Whether you're making small changes or tackling a major project, there are several factors to consider,…
Plumbing Problems? Find Out if it’s Covered By Homeowners Insurance
A sudden gush from a burst pipe or an unexpected appliance leak is enough to ruin anyone's day. As a homeowner, you are likely to encounter various plumbing issues, some…
Will Your Homeowners Insurance Cover Wildfire Damage?
Wildfires have been an ongoing and increasing threat in recent years, affecting millions of people and causing billions of dollars in property damage. According to the National Interagency Fire Center,…
Making Sure Your Home is Protected: What Severe Weather Disasters Are Covered With Home Insurance?
Natural disasters are a force of nature that can strike unexpectedly, causing extensive damage to homes and properties. It's fascinating to note that according to insurance industry statistics, nearly one…
Will Your Homeowners Insurance Policy Cover Your Pets and Any Pet Damage They Cause?
As much as we love our little furry friends, pets can cause significant damage to our homes. Whether we are talking about something small like stains on the carpet, or…
A Guide to California Homeowner Insurance for New Residents
If you're new to California, one of the first things you'll need to do is get homeowners insurance. California is known for its earthquakes and wildfires, so it's important to…
Does Homeowners Insurance Cover Earthquake Damage?
For California homeowners, a primary concern is the damage earthquakes can cause to their house and property. In fact, an earthquake occurs every three minutes in California. With the increase…