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Is A Visit To The Chiropractor Covered By Your Health Insurance? Here Is What You Need To Know

Let’s face it: Our bodies are not as invincible as we sometimes think they are. We experience bumps, bruises, and other ailments that can cause us discomfort on a daily basis. When you experience pain in your back or neck, it may be time to visit the chiropractor. 


Chiropractic visits aren’t as uncommon as they used to be. In fact, more than 35 million people in the US visit a chiropractor annually. In this guide, we will answer the question does insurance cover chiropractic care and more!


What Does A Chiropractor Do?

Chiropractors are healthcare professionals who diagnose and treat musculoskeletal and nervous system disorders using manual therapy and other treatments to help reduce pain, improve function, and restore range of motion. 


This type of care is considered an “alternative” form of medicine, as it focuses on restoring the body’s natural functions and healing without the use of medication or surgery. Chiropractic care can usually cover:

  • Spinal manipulation
  • Joint manipulations
  • Soft tissue treatments
  • Ultrasound therapy
  • Exercise and lifestyle counseling

Does Insurance Cover Chiropractic Care?

Back or neck pain is one of the most uncomfortable things to have to deal with. If you are experiencing such pain, you want to get it taken care of–and quickly! The question, of course, still remains: Does insurance cover chiropractic visits? The answer to this question depends on several factors.

  • Most insurance companies will cover chiropractic care as an “alternative” form of medicine. It is important to check with your provider before scheduling a visit, though, because there may be restrictions and requirements for you to receive coverage.
  • If your health insurance does not cover chiropractic care, you may want to consider looking into supplemental coverage that specifically covers this type of care. This is usually offered through a separate policy.
  • You can also look into other forms of payment, such as cash or credit cards.

Do I Need A Referral From My Doctor To See A Chiropractor?

The answer to this question will depend on your insurance company. Many plans require patients to get a referral from their general doctor before they can receive chiropractic care, though not all do. It’s best to check with your provider first, as there may be other restrictions that you should be aware of, such as how many times you can receive treatment in a month or year, or if you must use approved providers.


Bottom Line

Making sure that your chiropractic care is covered by your health insurance is a great way to save money and get the care you need, but you shouldn’t have to worry about it alone.

At Bethany Insurance, we understand that healing should not take a backseat to cost. That’s why we offer comprehensive health coverage, making it easier for our customers to receive the medical attention they deserve. Contact us today to learn more about how our policies can help you!