What Makes a Business Hard to Insure? Red Flags That Can Affect Your Quote
What Makes a Business Hard to Insure? Red Flags That Can Affect Your Quote Quick answer: Insurers flag businesses as high risk when they see a history of frequent claims,…
What Insurance Pays for Legal Fees If a Customer Sues Your Business?
What Insurance Pays for Legal Fees If a Customer Sues Your Business? Quick answer: If a customer files a lawsuit against your company, general liability insurance or a Business Owners…
When Does a Business Owner’s Policy NOT Cover You? 6 Gaps Small Business Owners Miss
When Does a Business Owner's Policy NOT Cover You? 6 Gaps Small Business Owners Miss Running a small business is full of surprises, but your insurance shouldn't be one of…
What Insurance Do You Need When Expanding Your Business to a Second Location?
What Insurance Do You Need When Expanding Your Business to a Second Location? Opening a new storefront or office marks an exciting milestone. But growth brings new vulnerabilities, and that…
What Happens to Your Business Insurance When You Add a New Employee?
What Happens to Your Business Insurance When You Add a New Employee? Bringing on a new team member is an exciting milestone for your company, and it means having extra…
Do You Need Workers’ Comp for Temporary, Seasonal, or Part-Time Employees?
Do You Need Workers’ Comp for Temporary, Seasonal, or Part-Time Employees? Hiring extra help is a normal part of a growing business. You might need extra cashiers for the holiday…
5 Types of Insurance Every Cleaning Business Should Have
5 Types of Insurance Every Cleaning Business Should Have Running a cleaning business comes with real risks—broken valuables, slip-and-fall accidents, employee injuries, and more. That means getting solid insurance for…
What Your Plumbing Insurance Covers (And What It Doesn’t)
What Your Plumbing Insurance Covers (And What It Doesn’t) Working as a plumber means dealing with unpredictable situations every single day. One minute you're fixing a simple under-sink leak, and…
What Is Named Perils Coverage and When Is It Better Than All Risk
What Is Named Perils Coverage and When Is It Better Than All Risk Understanding your business insurance options can save your company thousands of dollars while ensuring adequate protection. Named…
Do You Need Insurance for Tools and Equipment Stored On-Site?
Do You Need Insurance for Tools and Equipment Stored On-Site? If you're in construction or a service business, you've likely stored expensive tools and equipment at job sites as a…